Question 1

Is Affirm really using AI?

Accepted Answer

Affirm scores 75/100 on the AI Adoption Index, tier “Shipping”: Real things in production. People are expected to use it, and mostly do. Affirm says 80%+ of engineers were weekly AI-tool users by Dec 2025 and it paused delivery for a week so 800+ engineers could adopt agentic coding; AdaptAI powers merchant promos.

Question 2

How is Affirm’s AI adoption score calculated?

Accepted Answer

Five questions answered by employees, one tap each: daily use (30%), AI in the product (20%), what leadership does (20%), access to tools (15%) and enablement (15%). Until someone inside rates, companies are scored from what they have said on the record, with sources linked.

Question 3

Can I rate Affirm?

Accepted Answer

Yes. Anyone who works at Affirm can rate their own team anonymously in about twenty seconds, no account needed. Each team’s score is shown separately.

Affirm

On the record

Breakdown

By team